As I expected, the house was charming. It even had a garden bed in the back! The porch creaked and the front door was this huge heavy thing, and the house had that wonderful Old House Smell.

But then we started looking closely and discovered quite a few expensive, necessary improvements. The house has wood siding, which needs to be sanded and repainted. It's a two-storey house. Not a fun job, sanding the second-storey level! Part of the roof is slate, and very few people repair or replace slate any more. All the windows in the oldest part of the house (we counted at least 20) are single-paned and highly inefficient. And worst of all, the ground-floor bathroom is just too small for Elli's wheelchair or bath chair to fit into. So I had to bid good-bye to my dream house and move on.

The other two houses were complete duds. One was a cape cod with an impossible layout and too many stairs. The other was a wreck. We literally stepped over piles of clothes, drywall, and construction equipment. Parts were redone nicely, but the rest of it was horrible. Not Happening.

Which means I've been on the phone with mortgage officers all day. I'm lost in a sea of good faith estimates, loan origination fees, interest rates, prepaid expenses, and loan-to-value ratios. It's overwhelming and I will be glad when we've made all the decisions and can move on to less confusing things. Like packing.